Auto Repair Shop Financing | Vida Growth Partners

Auto Repair Shop Financing Made Simple

Get the capital you need to upgrade equipment, expand your shop, and capitalize on the growing demand for automotive services.

Popular Loan Products

Up to $1M
Revolving Credit
$5K-$750K
Flex Pay Loans
24-48 Hours
Fast Approval
575+ Credit
Min. Score
20+ Years Experience
$1M+ Maximum Funding
24-48 Hour Approvals
1,000+ Auto Shops Funded

Auto Repair Shop Financing Solutions

Choose from our comprehensive range of funding options designed specifically for automotive service professionals.

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BANKROLL Revolving Credit

Up to $1 Million

Ultimate flexibility with fixed weekly payments and unlimited draws for up to 1 year.

  • Fixed weekly payments up to 36 months
  • Unlimited draws and paydowns
  • 24-hour access for up to 1 year
  • Early payoff with no penalty
  • Perfect for equipment upgrades
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Interest-Only Flex Pay

$50K to $750K

Interest-only payments for up to one year with optional line of credit access.

  • Interest-only for up to 12 months
  • Optional line of credit included
  • Unlimited draws for up to 1 year
  • Perfect for large shop expansions
  • Preserve cash flow during growth
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Flex Pay Loans

$5K to $750K

Defer up to 50% of principal for lower payments now, perfect for equipment purchases.

  • Defer up to 50% of principal
  • Low fixed weekly payments
  • Flexible repayment options
  • Ideal for diagnostic equipment
  • Grow now, pay later strategy

Line of Credit

$5K to $750K

24-hour access to working capital with 5 separate loan drafts over 6 months.

  • 24-hour access to funds
  • 5 loan drafts over 6 months
  • Only pay for what you use
  • Perfect for inventory and tools
  • Terms up to 36 months

Simple Qualification Requirements

We've made it easier than ever for auto repair shop owners to qualify for funding. Our flexible requirements are designed with your industry in mind.

Check Your Eligibility
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Credit Score 575+

Much lower than traditional banks require

30+ Days in Business

Even newer auto shops can qualify

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$17K+ Monthly Sales

$200K+ annually from all sources

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Business Owner

Must be majority owner/operator

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Low Documentation

Simple application process

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Flexible Collateral

Equipment can serve as security

Simple 4-Step Process

Get from application to funding in as little as 3 days

1

Apply Online

Complete our simple application with just 4 pre-qualification questions. No hard credit pull.

2

Quick Review

Our experienced team reviews your application. Most approvals within 24-48 hours.

3

Consultation

Work with your dedicated local consultant to finalize terms and structure the optimal solution.

4

Get Funded

Receive funds in as little as 3 days to start upgrading your auto repair business.

Ready to Grow Your Auto Repair Shop?

Join thousands of auto repair professionals who chose fast, flexible financing through Vida Growth Partners

Complete Your Application Below

🔗 Open Application in New Window

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🔒 Our Guarantee

No hard credit pull • No fees to apply • 24-48 hour response • Local expert consultation